Written By: Simran saxena

Simran saxena

Health and Term Insurance

Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

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Reviewed By: Anchita Bhattacharyya

Anchita Bhattacharyya

Health, Term & Life Insurance

Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

Updated on Mar 22, 2024 3 min read

Himanshu Kumar

Term Insurance, Content Writer

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

Written By: Himanshu Kumar

Updated on Jan 15, 2025

Anchita Bhattacharyya

Term Insurance, Content Manager

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

Reviewed By: Anchita Bhattacharyya

15 min read

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Rhishabh Garg is the Business Unit Head of Term Insurance at Policybazaar.com. He has over 10 years of experience and currently plays a crucial role in shaping the future of term insurance in the company. Rhishabh also has experience in customer services and crafts new strategies for organizational success, one of which is Policybazaar’s claim assistance program.

Reviewed By: Santosh Agrawal

Santosh AgrawalChief Business Officer

Santosh Agarwal is the Chief Business Officer of life Insurance at Policybazaar.com and has over a decade of experience in the insurance domain. She has helped shape Policybazaar's life insurance vertical and ensures the effective execution of the company's overall strategy. Santosh is also responsible for the Term Insurance for Women domain at Policybazaar.com and educates the masses about its importance and benefits.

Take Control of Your Breathing! Treating Asthma like a Pro. 

Asthma is a chronic respiratory condition that can affect anybody worldwide. Did you know that over 3% of India’s population is dealing with asthma? And 42% of them lose their lives due to this condition. The reason is a lack of awareness and expensive treatment costs. For proper treatment, the patients need a reliable financial backup and unhindered access to quality medical services. This is where perfect health insurance comes into the picture. 

Does your health insurance cover asthma? If yes, well and good. If not, let us help you out by providing vital information, both about the disease and insurance plans that cover asthma. 

What is Asthma Disease?

Asthma is a chronic lung disease that makes breathing difficult and tiring. It directly affects the airways, the tubes that carry air in and out of your lungs. The airways become inflamed and narrowed in people with asthma and it can cause:

• Wheezing
• Coughing 
• Shortness of breath
• Chest tightness

Some of the key things to remember about asthma.

• It is a chronic condition, which means it is a long-term disease and has no cure.
• There are some effective treatments, that can manage the symptoms.
• Understand and avoid asthma triggers which include allergens like pollen, dust mites, or pet fur. 

What is the Procedure of Treating Asthma?

Asthma treatment does not follow a one-size-fits-all approach. For every individual, it varies, and these personalised treatment plans are based on the severity of the asthma and its adjoining needs. Moreover, there are two main goals of asthma treatments, which are:

• Quick relief of symptoms during the attacks- It involves medications that will act faster and open up narrowed airways. For this, the doctor will prescribe an inhaler that the patient has to take for quick relief. You need to purchase a blue inhaler, which costs around Rs 200 to Rs 800. 
• Long-term control to prevent attacks- These medications aim to reduce inflammation in the airways. It prevents asthma symptoms from developing in the first place. They are called controller medications and are typically used daily. The whole course will cost you Rs 2000 to Rs 5000 monthly.

However, some advanced treatments for asthma can cost you around Rs 50,000 to Rs 1,00,000. Also, asthma can be treated using the AYUSH procedure. 

In addition to these medications, doctors also recommend:

• Identify and avoid asthma triggers.
• Change your lifestyle, maintain a healthy weight, quit smoking, and get regular exercise.
• Bronchial thermoplasty, a new procedure that involves using thermal energy to reduce muscle mass. 

Bottom Line

Asthma is a chronic disease, but you can live a normal life with asthma. Try to maintain a healthy lifestyle. The best advice in case of asthma is, that precaution is better than cure. So, you need to be very cautious if you see problems like wheezing, coughing, or breathing problem, consistently. Contact your doctor for better advice. For the best health insurance plans you can contact PolicyX, our advisors are available 24X7 for your support.

Consult for Personalized Insurance Advice

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

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